I thank you for taking the time to visit my website. It is my privilege and honor to serve you in Sacramento.

So if you live in Bell, Bell Gardens, Commerce, Cudahy, East La Mirada, Huntington Park, LA Mirada, Montebello, Norwalk, Pico Rivera, Santa Fe Springs, Whittier, and South El Monte, my staff is eager to assist you in any way.  The district also includes parts of East Los Angeles, Los Angeles and South Gate, and the communities of Florence-Graham and Hacienda Heights. 

Please call or write and feel free to browse the website for points of interests.

Sincerely,

Ron S. Calderon
California State Senate

 The Earned Income Tax Credit (or EITC) is a credit for people who do not earn high incomes. EITC can reduce your taxes and result in a refund. Meaning, workers keep more of what they earn.

EITC is One of the Largest Antipoverty Programs

•Last year, over 26.8 million received almost $59.5 billion in EITC for 2010 tax year returns1.
•Four of five people eligible for the credit claim it.
•EITC lifted an estimated 6.6 million people out of poverty, including 3.3 million or half of them children 
•The cost of administering the EITC program ratio to claims paid is less than one percent.
 1Source: Report NR. 701-98-11 As of December 31, 2011, Year to Date

For more information, please visit www.eitc.irs.gov/central/main

Attorney General Kamala Harris announced the state's $18 billion settlement with five of the largest mortgage lenders who conducted robo-signing and other bank servicing and foreclosure misconduct during the housing bubble. The firms reaching settlement are Bank of America, JPMorgan Chase, Wells Fargo, Citigroup and Ally Financial (formerly GMAC).

Homeowners who are facing foreclosure or who are underwater on their mortgages are potentially eligible for a variety of benefits including refinancing and principal reduction. Homeowners who were foreclosed upon may receive payments estimated at $1,500 to $2,000 each.

• The Attorney General's website includes a list of Frequently Asked Questions.
• The National Mortgage Settlement website directs consumers to lender specific resources.